By Moshe B. Newman, Attorney · Published June 2026
A power of attorney is a legal document that lets one person (the “principal”) authorize another (the “agent”) to act on their behalf. In Michigan, there are two main varieties: a financial power of attorney for property and money matters, and a patient advocate designation for medical decisions. A complete estate plan generally includes both, along with a will or trust.
A power of attorney can be as broad or as narrow as the principal chooses. A financial POA might authorize an agent to pay bills, manage investments, sell real estate, or file tax returns. A medical POA (called a patient advocate designation in Michigan) might authorize an agent to consent to or refuse treatment, choose health-care providers, and access medical records.
The common thread is that every power of attorney is voluntary: the principal decides what powers to grant, to whom, and under what conditions. If the principal later changes their mind, the document can be revoked at any time while the principal remains competent.
Michigan’s Uniform Power of Attorney Act (UPOAA), 2023 PA 187, took effect on July 1, 2024, and replaced the older provisions in EPIC (MCL 700.5501–5505). The new law is codified at MCL 556.201 et seq.
One of the most significant changes is the durability presumption. Under the old law, a power of attorney was durable only if it contained specific language saying so. Under the UPOAA, a properly executed power of attorney is presumed durable—meaning it remains effective even after the principal becomes incapacitated—unless the document expressly states otherwise.
This matters because incapacity is often the very situation in which a POA is needed most. A non-durable power of attorney terminates if the principal loses capacity, potentially forcing the family into a court guardianship or conservatorship.
Michigan does not use the term “medical power of attorney.” Instead, the law provides for a patient advocate designation under MCL 700.5506–5515. This document names an agent (the “patient advocate”) to make care, custody, and medical or mental-health treatment decisions when the patient is unable to participate in those decisions.
A patient advocate designation takes effect only after two physicians—or one physician and one licensed psychologist—determine that the patient can no longer participate in medical decisions. Until that determination is made, the patient retains full authority over their own care.
The designation may also include a HIPAA authorization, allowing the advocate to access protected health information, and may address end-of-life preferences such as life-sustaining treatment and anatomical gifts.
The execution requirements depend on the type of document:
Another important feature of the UPOAA is the third-party acceptance requirement. Financial institutions that receive a properly executed and acknowledged POA must accept it within seven business days (MCL 556.219). This provision addresses a longstanding frustration: banks and other institutions refusing to honor valid powers of attorney.
Even a well-drafted POA can fail if certain practical steps are overlooked:
A power of attorney is a voluntary delegation—the principal must have capacity at the time of signing. If an individual has already lost the ability to understand and sign legal documents, a POA is no longer an option. In that situation, Michigan law provides for court-appointed guardianship (for personal and medical decisions) and conservatorship (for financial matters) under MCL 700.5301 et seq.
Guardianship and conservatorship proceedings are more time-consuming and expensive than signing a POA, and they result in ongoing court supervision. This is one of the strongest reasons to put powers of attorney in place before they are needed, as part of a broader estate-planning engagement.
At The Legacy Law Firm, powers of attorney are part of every estate plan we prepare. We draft the financial POA, the patient advocate designation, and the HIPAA authorization as an integrated set—coordinated with the client’s trust, will, and beneficiary designations so that every document works together. If you already have older documents and are unsure whether they need updating under the UPOAA, a short conversation is usually enough to find out.
This article is general information about Michigan law, not legal advice, and does not create an attorney-client relationship. Laws and dollar thresholds change; figures current as of 2026. For advice on your specific situation, schedule a consultation.